Broken & Frozen Pipe Water Damage Cleanup in Clinton Township MI

Shut off the main water valve, which is usually in the basement where the water line enters the home, near the meter. If water is near outlets, appliances or the electrical panel, keep clear and have the power turned off. Open faucets to drain remaining water from the lines, move belongings out of the wet area, and photograph the damage before cleanup begins. Then call a plumber to repair the pipe and a restoration company to remove the water.

Most homeowners policies cover sudden water damage from a burst pipe, including the drywall, flooring and other materials it damages. Many policies exclude freezing damage if the home was not kept reasonably heated, or if the water was not shut off and the lines drained while the home was vacant. The cost to repair the pipe itself may not be covered, and slow leaks that develop over time are typically excluded.

During cold weather, little or no water from a faucet, frost on an exposed pipe or a bulge in the line are common signs. Keep the faucet open and apply gentle heat with a hair dryer, heating pad or space heater kept away from anything flammable. Never use an open flame or torch. If you cannot locate or reach the frozen section, or the pipe is already cracked, call a licensed plumber.

Keep the thermostat at 55 degrees or higher, including overnight and while away. Open sink cabinets on exterior walls so warm air reaches the pipes, and let a faucet drip during extreme cold. Disconnect garden hoses and shut off and drain outdoor faucets before winter. Insulate pipes in garages, crawlspaces and attics. For extended absences, shut off the main water valve and drain the lines or have someone check the home daily.

It depends on where the pipe is located and the governing documents. In a condo, the association master policy often covers common elements and building structure, while the owner HO-6 policy covers the interior of the unit. In a rental, the landlord policy typically covers the building, and the tenant renters policy covers personal belongings. Notify the association or landlord and your insurer as soon as possible.

In most clean-water pipe breaks, yes. Drying equipment runs around the clock and is noisy, and the affected rooms may be off-limits for several days. Relocating may be necessary if the kitchen or only bathroom is unusable, if the heat or electricity is off, or if the water became contaminated. Many homeowners policies include loss-of-use coverage for temporary living expenses.